We guarantee anyone a bad credit loan or credit card approval through our directory of little-known lenders. We also offer a unique credit repair kit and a do-it-yourself bankruptcy filing kit. Our information is applicable to residents of the U.S., Canada, and the UK. Our bad credit lender directory and do-it-yourself kits are all downloadable from our members-only area. Lifetime membership

Guaranteed Bad Credit Loans up to $25,000


What we do is quite simple. After years of research and through exclusive relationships with little-known lenders, we are able to guarantee ANYONE a bad credit loan of up to $25,000. Perhaps you need a loan for debt consolidation, home improvements, a new or used car purchase, a new home, or even a vacation! We are affiliated with many lenders who cater especially to people with bad or no credit. These are experienced and trusted lenders that value your business, no matter what your credit situation is.



Credit Repair


Not only do we help with loans for credit-challenged individuals, but we also help with repairing your credit. And, this does NOT involve the current scam floating around the internet where you are told to apply for a new Social Security Number or EIN. That method is completely illegal. Members of our website are given online access to a very unique and exclusive credit repair kit. It is nothing like any credit repair kit you've ever seen. It contains completely legal methods that WILL show you how to remove negative marks from your credit report, even if they are true. Our credit repair kit will show you how to remove charge-offs, bankruptcies, judgements, etc. You will learn the latest, closely-guarded methods that attorneys are using every day. These methods will also help to increase your FICO score, which is the score lenders use to evaluate your creditworthiness.



Filing Bankruptcy


And finally, we also provide members of our website with access to our do-it-yourself bankruptcy kit. This kit is for people who have determined that they need a fresh start. It contains all of the forms needed to file, step-by-step instructions, as well as a list of each state's exemption policy. If you are considering bankruptcy, this kit will save you money! Lawyers typically charge over $1,000 to help you file. Our kit will show you how to easily file on your own for a fraction of the cost lawyers typically charge, and how you can pay the filing costs in installments.